UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of
the Securities Exchange Act of 1934
February 12, 2004
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Date of Report (Date of earliest event reported)
FMS Financial Corporation
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(Exact name of Registrant as specified in its Charter)
New Jersey 0-17353 22-2916440
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State or other jurisdiction (Commission File Number) (IRS Employer
of incorporation) Identification
Number)
3 Sunset Road, Burlington, New Jersey 08016
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(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code: (609)386-2400
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Not Applicable
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(Former name or former address, if changed since last Report)
FMS FINANCIAL CORPORATION
INFORMATION TO BE INCLUDED IN REPORT
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Item 7. Financial Statements, Pro Forma Financial
Information and Exhibits
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(c) Exhibits:
99.1 Press Release dated February 12, 2004
Item 12. Results of Operation and Financial Condition
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On February 12, 2004, the Registrant issued a press release to report
earnings for the year ended December 31, 2003. A copy of the press release is
furnished with this Form 8-K as an exhibit.
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SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934,
the Registrant has duly caused this Report to be signed on its behalf by the
undersigned, hereunto duly authorized.
FMS Financial Corporation
Date: February 17, 2004 By: /s/Craig W. Yates
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Craig W. Yates
President and Chief Executive Officer