UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of
the Securities Exchange Act of 1934
Date of Report (Date of earliest event reported)
February 13, 2004
Nittany Financial Corp.
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(Exact name of Registrant as specified in its Charter)
Pennsylvania 0-32623 23-2925762
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(State or other jurisdiction (Commission (IRS Employer
of incorporation) File Number) Identification Number)
116 East College Avenue, State College, Pennsylvania 16801
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(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code: (814) 234-7320
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Not Applicable
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(Former name or former address, if changed since last Report)
NITTANY FINANCIAL CORP.
INFORMATION TO BE INCLUDED IN REPORT
Item 7. Financial Statements, Pro Forma Financial
Information and Exhibits
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(c) Exhibits:
99.1 Press Release dated February 13, 2004
Item 12. Results of Operation and Financial Condition
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On February 13, 2004, the Registrant issued a press release to report
earnings for the year ended December 31, 2003. A copy of the press release is
furnished with this Form 8-K as an exhibit.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned, hereunto duly authorized.
NITTANY FINANCIAL CORP.
Date: February 17, 2004 By: /s/ Gary M. Bradley
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Gary M. Bradley
Chief Accounting Officer
(Duly Authorized Officer)