SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20552
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of
the Securities Exchange Act of 1934
March 9, 2004
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Date of Report (Date of earliest event reported)
RESERVE BANCORP, INC.
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(Exact name of Registrant as specified in its Charter)
Pennsylvania 0-49696 23-3102103
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(State or other jurisdiction (File No.) (IRS Employer
of incorporation) Identification Number)
2000 Mt. Troy Road, Pittsburgh, Pennsylvania 15212
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(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code: (412) 322-6107
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Not Applicable
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(Former name or former address, if changed since last Report)
RESERVE BANCORP, INC.
INFORMATION TO BE INCLUDED IN REPORT
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Item 7. Financial Statements, Pro Forma Financial
Information and Exhibits
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(c) Exhibits:
99.0 Press Release dated March 9, 2004
Item 12. Results of Operations and Financial Condition
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On March 9, 2004, the Registrant issued a press release to report
earnings for the quarter ended December 31, 2003. A copy of the press release is
furnished with this Form 8-K as an exhibit.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934,
the Registrant has duly caused this Report to be signed on its behalf by the
undersigned, thereunto duly authorized.
RESERVE BANCORP, INC.
Date: March 9, 2004 By: /s/Richard A. Sinewe
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Richard A. Sinewe, President