UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): ------------------------------------------------------ March 4, 2004 Wells Financial Corp. ------------------------------------------------------ (Exact name of Registrant as specified in its Charter) Minnesota 0-25342 41-1799504 - ---------------------------- ------------------------ ------------- (State or other jurisdiction (Commission File Number) (IRS Employer of incorporation) Identification Number) 53 First Street, S.W., Wells, Minnesota 56097 - --------------------------------------- ----- (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (507) 553-3151 -------------- Not Applicable ------------------------------------------------------------- (Former name or former address, if changed since last Report) INFORMATION TO BE INCLUDED IN REPORT ------------------------------------ Item 7. Financial Statements, Pro Forma Financial Information and Exhibits ------------------------ (c) Exhibits: 99.1 Press Release dated March 4, 2004 Item 12. Results of Operations and Financial Condition - ------------------------------------------------------ On March 4, 2004, the Registrant issued a press release to report earnings for the year ended December 31, 2003. A copy of the press release is furnished with this Form 8-K as an exhibit. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this Report to be signed on its behalf by the undersigned, hereunto duly authorized. Wells Financial Corp. Date: March 8, 2004 By: /s/Lonnie R. Trasamar ---------------------------------------- Lonnie R. Trasamar President and Chief Executive Officer (Duly Authorized Representative)