UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) March 7, 2004 Nittany Financial Corp. (Exact name of Registrant as specified in its Charter) Pennsylvania 0-32623 23-2925762 - ---------------------------- ----------- ------------- (State or other jurisdiction (Commission (IRS Employer of incorporation) File Number) Identification Number) 116 East College Avenue, State College, Pennsylvania 16801 - ---------------------------------------------------- ----- (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (814) 234-7320 -------------- Not Applicable ------------------------------------------------------------- (Former name or former address, if changed since last Report) NITTANY FINANCIAL CORP. INFORMATION TO BE INCLUDED IN REPORT ------------------------------------ Item 7. Financial Statements, Pro Forma Financial Information and Exhibits ------------------------ (c) Exhibits: 99 Press Release dated March 7, 2004 Item 12. Results of Operation and Financial Condition - -------- -------------------------------------------- On March 7, 2004, the Registrant issued a press release to report earnings for the quarter ended March 31, 2004. A copy of the press release is furnished with this Form 8-K as an exhibit. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, hereunto duly authorized. NITTANY FINANCIAL CORP. Date: May 10, 2004 By: /s/Gary M. Bradley ------------------------------- Gary M. Bradley Chief Accounting Officer (Duly Authorized Officer)