CERTIFICATION PURSUANT TO
                             18 U.S.C. SECTION 1350,
                             AS ADOPTED PURSUANT TO
                  SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002



         In connection with the Quarterly  Report of WSFS Financial  Corporation
(the  "Company") on Form 10-Q for the quarter ended March 31, 2004 as filed with
the Securities and Exchange  Commission on the date hereof (the  "Report"),  we,
Marvin N. Schoenhals,  Chairman, President and Chief Executive Officer, and Mark
A.  Turner,  Chief  Operating  Officer and Chief  Financial  Officer  (Principal
Accounting Officer),  hereby certify, pursuant to 18 U.S.C. ss. 1350, as adopted
pursuant to ss. 906 of the Sarbanes-Oxley Act of 2002, that:

1)   The Report fully  complies  with the  requirements  of Section 13(a) of the
     Securities Exchange Act of 1934; and

2)   The information  contained in the Report fairly  presents,  in all material
     respects, the financial condition and results of operations of the Company.




/s/ MARVIN N. SCHOENHALS                    /s/ MARK A.TURNER
- ---------------------------------           ------------------------------------
Marvin N. Schoenhals                        Mark A. Turner
Chairman and President                      Chief Operating Officer and
                                            Chief Financial Officer


May 10, 2004