CERTIFICATION PURSUANT TO
                             18 U.S.C. SECTION 1350,
                             AS ADOPTED PURSUANT TO
                  SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002



In connection with the Quarterly Report of GFSB Bancorp, Inc. (the "Company") on
Form  10-QSB for the quarter  ended March 31, 2004 as filed with the  Securities
and  Exchange  Commission  on the date hereof  (the  "Report"),  we,  Richard C.
Kauzlaric,  President,  and Jerry R. Spurlin, Chief Financial Officer,  certify,
pursuant  to  18  U.S.C.  ss.1350,  as  adopted  pursuant  to  ss.  906  of  the
Sarbanes-Oxley Act of 2002, that:

     (1) The Report fully  complies  with the  requirements  of section 13(a) or
15(d) of the Securities Exchange Act of 1934; and

     (2)  The  information  contained  in the  Report  fairly  presents,  in all
material  respects,  the  financial  condition  and results of operations of the
Company.




/s/Richard C. Kauzlaric                          /s/Jerry R. Spurlin
- ------------------------------                   -------------------------------
Richard C. Kauzlaric                             Jerry R. Spurlin
President                                        Chief Financial Officer



Date:       May 14, 2004


A signed  original of this  written  statement  required by Section 906 has been
provided to the Company and will be retained by the Company and furnished to the
Securities and Exchange Commission or its staff upon request.