SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of
the Securities Exchange Act of 1934
Date of Report (Date of earliest event reported):
July 14, 2004
PHSB Financial Corporation
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(Exact name of Registrant as specified in its Charter)
Pennsylvania 0-33419 25-1894708
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(State or other jurisdiction (SEC File No.) (IRS Employer Identification
of incorporation) Number)
744 Shenango Road, Beaver Falls, Pennsylvania 15010
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(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code: (724) 846-7300
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Not Applicable
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(Former name or former address, if changed since last Report)
INFORMATION TO BE INCLUDED IN REPORT
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Item 7. Exhibits
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(c) Exhibits
Exhibit 99 -- Press Release, dated July 14, 2004.
Item 12. Results of Operations and Financial Condition
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On July 14, 2004, PHSB Financial Corporation issued a press release to
report earnings for the quarter ended June 30, 2004. A copy of the press release
is furnished as Exhibit 99 to this Form 8-K.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934,
the Registrant has duly caused this Report to be signed on its behalf by the
undersigned, hereunto duly authorized.
PHSB FINANCIAL CORPORATION
Date: July 14, 2004 By: /s/Richard E. Canonge
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Richard E. Canonge
Chief Financial Officer