SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20552


                                    FORM 8-K

                                 CURRENT REPORT

                       Pursuant to Section 13 or 15(d) of
                       the Securities Exchange Act of 1934

                                 August 25, 2004
                ------------------------------------------------
                Date of Report (Date of earliest event reported)


                          Synergy Financial Group, Inc.
                ------------------------------------------------
             (Exact name of Registrant as specified in its Charter)


        New Jersey                      0-50467           52-2413926
- ----------------------------           ----------       -------------
(State or other jurisdiction           (File No.)       (IRS Employer
 of incorporation)                                   Identification Number)

310 North Avenue East, Cranford, New Jersey                07016
- -------------------------------------------                -----
(Address of principal executive offices)                (Zip Code)

Registrant's telephone number, including area code:   (800) 693-3838
                                                      --------------

                                 Not Applicable
          -------------------------------------------------------------
          (Former name or former address, if changed since last Report)



         Check the  appropriate  box below if the Form 8-K filing is intended to
simultaneously  satisfy the filing obligation of the registrant under any of the
following provisions:

     |_|  Written communications pursuant to Rule 425 under the Securities Act
     |_|  Soliciting material pursuant to Rule 14a-12 under the Exchange Act
     |_|  Pre-commencement  communications  pursuant to Rule 14d-2(b)  under the
          Exchange Act
     |_|  Pre-commencement to communications pursuant to Rule 13e-4(c) under the
          Exchange Act



                          SYNERGY FINANCIAL GROUP, INC.

                      INFORMATION TO BE INCLUDED IN REPORT
                      ------------------------------------


Item 8.01 Other Events
- ----------------------

         On August 25, 2004,  Synergy Financial Group, Inc. (the "Company") held
its 2004  annual  meeting of  stockholders.  Due  primarily  to the delay in the
receipt of proxies  held in the names of brokers or "street  name," the  meeting
was temporarily  adjourned until August 31, 2004 at 5:00 p.m. at the main office
of the  Company,  310 North  Avenue East,  Cranford,  New Jersey,  to permit the
solicitation of additional proxies.




                                   SIGNATURES


         Pursuant to the  requirements  of the Securities  Exchange Act of 1934,
the  Registrant  has duly  caused  this Report to be signed on its behalf by the
undersigned, thereunto duly authorized.

                                      SYNERGY FINANCIAL GROUP, INC.



Date: August 25, 2004                 By:      /s/Kevin A. Wenthen
                                               --------------------------------
                                               Kevin A. Wenthen
                                               Senior Vice President
                                               and Chief Administrative Officer