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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of
the Securities Exchange Act of 1934
Date of Report (Date of earliest event reported) September 20, 2004
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GFSB Bancorp, Inc.
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(Exact name of registrant as specified in its charter)
Delaware 0-25854 04-2095007
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(State or other jurisdiction (Commission File (IRS Employer
of incorporation) Number) Identification No.)
221 West Aztec Avenue, Gallup, New Mexico 87301
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(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code: (505) 726-6500
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Not Applicable
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(Former name or former address, if changed since last report)
Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions (see General Instruction A.2. below)
[ ] Written communications pursuant to Rule 425 under the
Securities Act (17 CFR 230.425)
[ ] Soliciting material pursuant to Rule 14a-12 under the
Exchange Act (17 CFR 240.14a-12)
[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the
Exchange Act (17 CFR 240.14d-2(b))
[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the
Exchange Act (17 CFR 240.13e-4(c)).
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GFSB BANCORP, INC.
INFORMATION TO BE INCLUDED IN REPORT
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Item 2.02. Results of Operations and Financial Condition
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On September 20, 2004, the Registrant issued a press release to report
earnings for the quarter and fiscal year ended June 30, 2004. A copy of the
press release is furnished with this report as exhibit 99.1.
Item 9.01. Financial Statements and Exhibits
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(c) Exhibits:
99.1 Press Release, dated September 20, 2004
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
GFSB Bancorp, Inc.
Date: September 20, 2004 By: /s/Jerry R. Spurlin
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Jerry R. Spurlin
Chief Financial Officer
(Duly Authorized Representative)