SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of
the Securities Exchange Act of 1934
Date of Report (Date of earliest event reported):
October 15, 2004
PHSB Financial Corporation
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(Exact name of Registrant as specified in its Charter)
Pennsylvania 0-33419 25-1894708
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(State or other jurisdiction (SEC File No.) (IRS Employer Identification
of incorporation) Number)
744 Shenango Road, Beaver Falls, Pennsylvania 15010
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(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code: (724) 846-7300
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Not Applicable
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(Former name or former address, if changed since last Report)
Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions:
|_| Written communications pursuant to Rule 425 under the Securities Act
|_| Soliciting material pursuant to Rule 14a-12 under the Exchange Act
|_| Pre-commencement communications pursuant to Rule 14d-2(b) under the
Exchange Act
|_| Pre-commencement to communications pursuant to Rule 13e-4(c) under the
Exchange Act
INFORMATION TO BE INCLUDED IN REPORT
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Item 2.02 Results of Operations and Financial Condition
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On October 15, 2004, PHSB Financial Corporation issued a press release
to report earnings for the quarter ended September 30, 2004.
Item 9.01 Financial Statements, Pro Forma Financial Information and Exhibits
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(c) Exhibits
Exhibit
Number Description
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99 Press release, dated October 15, 2004.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934,
the Registrant has duly caused this Report to be signed on its behalf by the
undersigned, hereunto duly authorized.
PHSB FINANCIAL CORPORATION
Date: October 15, 2004 By: /s/Richard E. Canonge
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Richard E. Canonge
Chief Financial Officer