CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM
            --------------------------------------------------------



We consent to the use in this Registration  Statement of Nittany Financial Corp.
on Form SB-2 of our report dated January 9, 2004, on the consolidated  financial
statements of Nittany  Financial Corp. for the years ended December 31, 2003 and
2002.  We also consent to  references  to us under the heading  "Experts" in the
Registration Statement on Form SB-2.


/s/ S.R. Snodgrass, A.C.

Wexford, Pennsylvania
November 26, 2004