PRESS RELEASE                       F O R  I M M E D I A T E  R E L E A S E
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FOR FURTHER INFORMATION
CONTACT:                                    Charles G. Urtin
                                            President and CEO
                                            309 Main Street
                                            Irwin, Pennsylvania 15642
                                            Phone: 724-863-3100
                                            Email:  www.myirwinbank.com

              IBT BANCORP, INC. ANNOUNCES APPOINTMENT OF DIRECTORS

IRWIN,  PENNSYLVANIA,  December  8, 2004  (AMEX:  IRW) -- IBT  Bancorp, Inc. the
holding  company of Irwin Bank and Trust Company today announced the appointment
of two directors.  Charles W.  Hergenroeder  was appointed to a term expiring on
April 19, 2005.  Mr.  Hergenroeder,  a partner in the law firm of  Hergenroeder,
Rega and Sommer,  LLC earned his bachelor's degree from Washington and Jefferson
College in 1969 and his Juris Doctor from the University of Pittsburgh School of
Law in 1972.  Mr.  Hergenroeder,  a father  of four and a  grandfather  of four,
resides with his wife in Murrysville,  PA. Thomas E. Deger was also appointed to
a term to expire on April 19, 2005.  Mr. Deger is President of Highland  Carbide
Tool Co., Inc. in Irwin PA. Highland Carbide Tool Co., Inc.  manufactures single
point metal cutting  tools used in the  production of tube and in pipe mills and
foundries.  Mr. Deger,  a father of three,  resides with his wife in Pittsburgh,
PA.  Mr.  Hergenroeder  and Mr.  Deger will serve as  directors  of the  holding
company  and of Irwin  Bank & Trust  Company.  Charles  G.  Urtin  stated,  "Mr.
Hergenroeder and Mr. Deger bring a wealth of business experience to our Board of
Directors and we are pleased that they have agreed to serve on the Board."

IBT  Bancorp,  Inc.  is  a  Pennsylvania  corporation  headquartered  in  Irwin,
Pennsylvania,  which  provides a full  range of  commercial  and retail  banking
services  through  its  wholly  owned  banking  subsidiary,  Irwin  Bank & Trust
Company. The bank operates through its main office, seven branch offices, a loan
center,  and a trust office, as well as through five supermarket  branches under
the name "Irwin Bank Extra" located in the Pennsylvania counties of Westmoreland
and Allegheny. The Bank's website is www.myirwinbank.com.

The Company's  common stock is traded on the American  Stock  Exchange under the
symbol "IRW".



Statements  contained in this news release  which are not  historical  facts are
forward-looking  statements  as the term is  defined in the  Private  Securities
Litigation  Reform Act of 1995. Such  forward-looking  statements are subject to
risks and  uncertainties  which could cause actual results to differ  materially
from those currently anticipated due to a number of factors,  which include, but
are not limited to, factors discussed in documents filed by the Company with the
Securities and Exchange Commission from time to time.