UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549


                                    FORM 8-K

                                 CURRENT REPORT

                       Pursuant to Section 13 or 15(d) of
                       the Securities Exchange Act of 1934


                Date of Report (Date of earliest event reported)
                                January 25, 2005



                                RSV Bancorp, Inc.
             ------------------------------------------------------
             (Exact name of Registrant as specified in its Charter)



Pennsylvania                              000-49696              23-3102103
- ----------------------------      ------------------------      -------------
(State or other jurisdiction      (Commission File Number)      (IRS Employer
of incorporation)                                         Identification Number)


2000 Mt. Troy Road, Pittsburgh, Pennsylvania                        15212
- --------------------------------------------                        -----
(Address of principal executive offices)                          (Zip Code)

Registrant's telephone number, including area code:  (412) 322-6107
                                                     --------------


                                 Not Applicable
          -------------------------------------------------------------
          (Former name or former address, if changed since last Report)


|_| Written  communications  pursuant to Rule 425 under the  Securities  Act
|_| Soliciting  material  pursuant  to  Rule  14a-12  under  the  Exchange  Act
|_| Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange
    Act
|_| Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange
    Act



                      INFORMATION TO BE INCLUDED IN REPORT
                      ------------------------------------



Item 8.01     Other Events

         On January 26, 2005,  the  Registrant  issued a press release to report
business  conducted at its 2005 annual meeting of  stockholders  held on January
25, 2005. The Registrant  also announced its goal in 2005 to deregister from the
Securities  Exchange Act of 1934.  The Company  will be permitted to  deregister
after the passage of three years from the date of its initial  public  offering,
which will occur in April 2005, if it has less than 300  stockholders of record.
A copy of the press release is furnished with this Form 8-K as an exhibit.


Item 9.01     Financial Statements, Pro Forma Financial Information and Exhibits

            (c) Exhibits:

                  99       Press Release dated January 26, 2005






                                   SIGNATURES


         Pursuant to the  requirements  of the Securities  Exchange Act of 1934,
the  registrant  has duly  caused  this report to be signed on its behalf by the
undersigned, hereunto duly authorized.


                                                RSV Bancorp, Inc.


Date:    January 26, 2005                       By:   /s/Robert B. Kastan
                                                      --------------------------
                                                      Robert B. Kastan
                                                      Controller/Treasurer
                                                      (Duly Authorized Officer)