CERTIFICATION PURSUANT TO
                             18 U.S.C. SECTION 1350,
                             AS ADOPTED PURSUANT TO
                  SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002






         In connection with the Annual Report of WSFS Financial Corporation (the
"Corporation")  on Form 10-K for the year ended  December 31, 2004 as filed with
the Securities and Exchange  Commission on the date hereof (the  "Report"),  we,
Marvin N.  Schoenhals,  Chairman,  President and Chief  Executive  Officer,  and
Stephen  A.  Fowle,   Executive  Vice  President  and  Chief  Financial  Officer
(Principal Accounting Officer),  hereby certify, pursuant to 18 U.S.C. ss. 1350,
as adopted pursuant to ss. 906 of the Sarbanes-Oxley Act of 2002, that:


1)   This annual report fully complies with the requirements of Section 13(a) or
     15(d) of the Securities Exchange Act of 1934; and

2)   The  information  contained in this annual report fairly  presents,  in all
     material respects, the financial condition and results of operations of the
     Corporation.




/s/ Marvin N. Schoenhals                            /s/ Stephen A. Fowle
- ------------------------                            ---------------------------

Marvin N. Schoenhals                                Stephen A. Fowle
Chairman and President                              Executive Vice President and
                                                    Chief Financial Officer


March 15, 2005