CERTIFICATION PURSUANT TO
                               18 U.S.C. ss. 1350,
                             AS ADOPTED PURSUANT TO
                  SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

     In  connection  with the  Annual  Report  on Form  10-K for the year  ended
December 31, 2004 (the "Report") of Sun Bancorp,  Inc. (the  "Company") as filed
with the  Securities and Exchange  Commission on the date hereof,  we, Thomas A.
Bracken, President and Chief Executive Officer, and Dan A. Chila, Executive Vice
President, Chief Financial Officer,  Treasurer and Secretary,  certify, pursuant
to 18 U.S.C. ss.1350, as adopted pursuant to ss.906 of the Sarbanes-Oxley Act of
2002, that:

(1)  The Report fully  complies  with the  requirements  of Section 13(a) of the
     Securities Exchange Act of 1934; and

(2)  The information  contained in the Report fairly  presents,  in all material
     respects, the financial condition and results of operations of the Company.


Date:  March 15, 2005


/s/Thomas A. Bracken                      /s/Dan A. Chila
- -------------------------------------     --------------------------------------
Thomas A. Bracken                         Dan A. Chila, Executive Vice President
President and Chief Executive Officer     and Chief Financial Officer
(Principal Executive Officer)             Financial and Accounting Officer)