SCHEDULE 14A
                                 (Rule 14a-101)
                     INFORMATION REQUIRED IN PROXY STATEMENT

                            SCHEDULE 14A INFORMATION
           Proxy Statement Pursuant to Section 14(a) of the Securities
                  Exchange Act of 1934 (Amendment No. _______)

Filed by the registrant [X]
Filed by a party other than the registrant [ ]

Check the appropriate box:
[ ] Preliminary Proxy Statement    [ ] Confidential, for use of the Commission
[ ] Definitive Proxy Statement         Only (as permitted by Rule 14a 6(e)(2))
[X] Definitive Additional Materials
[ ] Soliciting Material pursuant to ss. 240.14a-11(c) or ss. 240.14a-12

                               SE FINANCIAL CORP.
                               ------------------
                (Name of Registrant as Specified in Its Charter)


    (Name of Person(s) Filing Proxy Statement, if other than the Registrant)

Payment of filing fee (Check the appropriate box):
[X] No fee required
[ ] Fee computed on table below per Exchange Act Rules 14a-6(i)(1) and 0-11.

     (1) Title of each class of securities to which transaction applies:
- --------------------------------------------------------------------------------

     (2) Aggregate number of securities to which transaction applies:
- --------------------------------------------------------------------------------

     (3) Per unit  price  or other  underlying  value  of  transaction  computed
pursuant  to Exchange  Act Rule 0-11.  (set forth the amount on which the filing
fee is calculated and state how it was determined):
- --------------------------------------------------------------------------------

     (4) Proposed maximum aggregate value of transaction:
- --------------------------------------------------------------------------------

     (5) Total fee paid:
- --------------------------------------------------------------------------------

[ ] Fee paid previously with preliminary materials.

[ ] Check box if any part of the fee is offset as provided by Exchange  Act Rule
0-11(a)(2)  and  identify  the  filing  for  which the  offsetting  fee was paid
previously.  Identify the previous filing by registration  statement  number, or
the Form or Schedule and the date of its filing.

     (1) Amount previously paid:
- --------------------------------------------------------------------------------

     (2) Form, Schedule or Registration Statement No.:
- --------------------------------------------------------------------------------

     (3) Filing Party:
- --------------------------------------------------------------------------------

     (4) Date Filed:
- --------------------------------------------------------------------------------





                               SE FINANCIAL CORP.




                               WE NEED YOUR VOTE!


We recently  forwarded to you a proxy statement and a proxy card relating to the
Annual Meeting of Stockholders of SE Financial Corp. (the "Corporation"),  to be
held on June 6,  2005 to  consider  and  vote  upon  (1) the  election  of three
directors of the  Corporation,  (2) the approval of the SE Financial  Corp. 2005
Stock Option Plan,  (3) the approval of the St.  Edmond's  Federal  Savings Bank
2005 Restricted  Stock Plan, and (4) the ratification of the appointment of S.R.
Snodgrass,  A.C. as the  Corporation's  independent  auditor for the fiscal year
ending October 31, 2005. For the reasons set forth in the Proxy  Statement,  the
Board of  Directors  unanimously  recommends  a vote  "FOR"  each  matter  to be
considered.

Your vote is very  important  - no matter how many  shares you own.  If you have
mailed your proxy card, please accept our thanks and disregard this request.  If
you have not yet  voted,  please  sign the  enclosed  proxy  card and  return it
promptly to us in the enclosed, self- addressed,  postage-paid envelope.  Please
vote today - the Annual Meeting is very soon and time is of the essence.

Thank you very much for your assistance. We appreciate your support.


                               SE FINANCIAL CORP.


/s/ Marcy C. Panzer                                     /s/ Pamela M. Cyr
Marcy C. Panzer, Chairman                               Pamela M. Cyr, President


- --------------------------------------------------------------------------------
IMPORTANT: THE PROMPT RETURN OF PROXIES WILL SAVE SE FINANCIAL CORP. THE EXPENSE
OF FURTHER  REQUESTS FOR PROXIES IN ORDER TO INSURE A QUORUM AT THE  MEETING.  A
SELF-ADDRESSED ENVELOPE IS ENCLOSED FOR YOUR CONVENIENCE. NO POSTAGE IS REQUIRED
IF MAILED IN THE UNITED STATES.
- --------------------------------------------------------------------------------