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                                  UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20552

                                    FORM 8-K

                                 CURRENT REPORT

                       Pursuant to Section 13 or 15(d) of
                       the Securities Exchange Act of 1934


       Date of Report (Date of earliest event reported): November 14, 2005
                                                         -----------------


                          Community First Bancorp, Inc.
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             (Exact name of Registrant as specified in its Charter)


           Maryland                       0-50322                    36-4526348
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(State or other jurisdiction       (Commission File Number)       (IRS Employer
      of incorporation)                                           Identification
                                                                      Number)


  2420 North Main Street, Madisonville, Kentucky                      15237
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    (Address of principal executive offices)                        (Zip Code)


Registrant's telephone number, including area code:   (270) 326-3500
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                                 Not Applicable
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          (Former name or former address, if changed since last Report)


Check  the  appropriate  box  below  if the  Form  8-K  filing  is  intended  to
simultaneously  satisfy the filing obligation of the registrant under any of the
following provisions (see General Instruction A.2. below)

[ ]  Written  communications  pursuant to Rule 425 under the  Securities Act (17
     CFR 230.425)

[ ]  Soliciting  material pursuant to Rule 14a-12 under the Exchange Act (17 CFR
     240.14a-12)

[ ]  Pre-commencement   communications  pursuant  to  Rule  14d-2(b)  under  the
     Exchange Act (17 CFR 240.14d-2(b))

[ ]  Pre-commencement   communications  pursuant  to  Rule  13e-4(c)  under  the
     Exchange Act (17 CFR 240.13e-4(c)).

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                          COMMUNITY FIRST BANCORP INC.

                      INFORMATION TO BE INCLUDED IN REPORT
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Item 4.01  Changes in Registrant's Certifying Accountant
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         On November 14, 2005, the Registrant's  independent auditors,  BKD, LLP
("BKD"),  informed the Registrant of its decision to resign as the  Registrant's
independent  auditors effective with the conclusion of its procedures related to
the Form 10-QSB for the quarter ended September 30, 2005. The decision to change
accountants was not recommended by the audit committee of the Registrant's Board
of Directors.

         BKD's reports on the Registrant's consolidated financial statements for
the two fiscal years ended December 31, 2004 did not contain an adverse  opinion
or disclaimer of opinion,  and were not qualified or modified as to uncertainty,
audit scope or accounting principles.

         In connection  with their audits of the two fiscal years ended December
31, 2004 and any subsequent interim period preceding the date hereof, there were
no  disagreements  between the  Registrant  and BKD on any matters of accounting
principles or practices,  financial statement  disclosure,  or auditing scope or
procedure,  which, if not resolved to the satisfaction of BKD, would have caused
them  to  make a  reference  to the  subject  matter  of  the  disagreements  in
connection with their reports.

         The  Registrant  has  provided  BKD  with  the  above  disclosures  and
requested  that  BKD  furnish  the  Registrant  with a letter  addressed  to the
Commission stating whether BKD agrees with the foregoing statements.



                                   SIGNATURES


         Pursuant to the  requirements  of the Securities  Exchange Act of 1934,
the  Registrant  has duly  caused  this Report to be signed on its behalf by the
undersigned, hereunto duly authorized.

                                     COMMUNITY FIRST BANCORP, INC.



Date:  November 18, 2005             By:   /s/William M. Tandy
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                                           William M. Tandy
                                           President and Chief Executive Officer
                                           (Duly Authorized Representative)