UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                    FORM 8-K
                                 CURRENT REPORT

                       Pursuant to Section 13 or 15(d) of
                       the Securities Exchange Act of 1934


       Date of Report (Date of earliest event reported): November 23, 2005


                      AMERICAN BANCORP OF NEW JERSEY, INC.
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             (Exact name of Registrant as specified in its Charter)


     New Jersey                       0-51500                   55-0897507
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(State or other jurisdiction        (Commission               (IRS Employer
of incorporation)                   File Number)             Identification No.)


365 Broad Street, Bloomfield, New Jersey                           07003
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(Address of principal executive offices)                         (Zip Code)

       Registrant's telephone number, including area code: (973) 748-3600
                                                           --------------

                                 Not Applicable
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          (Former name or former address, if changed since last Report)

         Check the  appropriate  box below if the Form 8-K filing is intended to
simultaneously  satisfy the filing obligation of the registrant under any of the
following provisions:

          [ ]  Written communications  pursuant to Rule 425 under the Securities
               Act
          [ ]  Soliciting  material  pursuant to Rule 14a-12  under the Exchange
               Act
          [ ]  Pre-commencement  communications  pursuant to Rule 14d-2(b) under
               the Exchange Act
          [ ]  Pre-commencement  communications  pursuant to Rule 13e-4(c) under
               the Exchange Act



                      AMERICAN BANCORP OF NEW JERSEY, INC.

                      INFORMATION TO BE INCLUDED IN REPORT
                      ------------------------------------


Item 2.02  Results of Operation and Financial Condition.

On November 23, 2005, the Registrant  issued a press release to report  earnings
for the year ended  September 30, 2005. A copy of the press release is furnished
with this Form 8-K as exhibit 99.


Item 9.01  Financial Statements, Pro Forma Financial Information and Exhibits.

Exhibit
Number                  Description
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 99          Press Release dated November 23, 2005





                                   SIGNATURES


         Pursuant to the  requirements  of the Securities  Exchange Act of 1934,
the  Registrant  has duly  caused  this Report to be signed on its behalf by the
undersigned hereunto duly authorized.


                                            AMERICAN BANCORP OF NEW JERSEY, INC.


Date: November 23, 2005                     By:  /s/ Eric B. Heyer
                                                 -------------------------------
                                                 Eric B. Heyer
                                                 Senior Vice President and Chief
                                                 Financial Officer