UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 23, 2005 AMERICAN BANCORP OF NEW JERSEY, INC. - -------------------------------------------------------------------------------- (Exact name of Registrant as specified in its Charter) New Jersey 0-51500 55-0897507 - -------------------------------------------------------------------------------- (State or other jurisdiction (Commission (IRS Employer of incorporation) File Number) Identification No.) 365 Broad Street, Bloomfield, New Jersey 07003 - -------------------------------------------------------------------------------- (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (973) 748-3600 -------------- Not Applicable - -------------------------------------------------------------------------------- (Former name or former address, if changed since last Report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: [ ] Written communications pursuant to Rule 425 under the Securities Act [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act AMERICAN BANCORP OF NEW JERSEY, INC. INFORMATION TO BE INCLUDED IN REPORT ------------------------------------ Item 2.02 Results of Operation and Financial Condition. On November 23, 2005, the Registrant issued a press release to report earnings for the year ended September 30, 2005. A copy of the press release is furnished with this Form 8-K as exhibit 99. Item 9.01 Financial Statements, Pro Forma Financial Information and Exhibits. Exhibit Number Description - -------------------------------------------------------------------------------- 99 Press Release dated November 23, 2005 SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this Report to be signed on its behalf by the undersigned hereunto duly authorized. AMERICAN BANCORP OF NEW JERSEY, INC. Date: November 23, 2005 By: /s/ Eric B. Heyer ------------------------------- Eric B. Heyer Senior Vice President and Chief Financial Officer