FOR IMMEDIATE RELEASE

November 30, 2005 - Honesdale, PA


     William W. Davis,  Jr.  President  and Chief  Executive  Officer of Norwood
Financial  Corp  (Nasdaq-NWFL)  and its  subsidiary  Wayne  Bank  announced  the
retirement of Charles E. Case of Honesdale from the Board of Directors. Mr. Case
the  former  owner  of  Case  Tire  Service  in  Honesdale  has  had a long  and
distinguished  career,  having  served on the Board  since  1970.  He was also a
member  of the  Corporation's  Audit  and  Compensation  Committees.  Mr.  Davis
commented,  "Charlie  has an  in-depth  knowledge  of our  market  place and the
history of the Bank. His guidance will be sorely missed.  We wish him a long and
happy retirement."

     Norwood Financial Corp, through its subsidiary, Wayne Bank, operates eleven
offices throughout Wayne, Pike and Monroe Counties. As of September 30, 2005 the
Company had total assets of $425.6 million,  loans outstanding of $282.3 million
with total deposits of $340.4  million.  The Company's stock is traded on Nasdaq
under the symbol "NWFL".

Contact:  Lewis J. Critelli
          Executive Vice President &
          Chief Financial Officer
          NORWOOD FINANCIAL CORP
          570-253-1455
          www.waynebank.com