UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                    FORM 8-K
                                 CURRENT REPORT

                       Pursuant to Section 13 or 15(d) of
                       the Securities Exchange Act of 1934


       Date of Report (Date of earliest event reported): December 1, 2005
                                                         ----------------


                      AMERICAN BANCORP OF NEW JERSEY, INC.
- --------------------------------------------------------------------------------
             (Exact name of Registrant as specified in its Charter)


     New Jersey                       0-51500                    55-0897507
- --------------------------------------------------------------------------------
(State or other jurisdiction        (Commission                (IRS Employer
of incorporation)                   File Number)             Identification No.)


365 Broad Street, Bloomfield, New Jersey                           07003
- --------------------------------------------------------------------------------
(Address of principal executive offices)                         (Zip Code)

       Registrant's telephone number, including area code: (973) 748-3600
                                                           --------------

                                 Not Applicable
- --------------------------------------------------------------------------------
          (Former name or former address, if changed since last Report)

         Check the  appropriate  box below if the Form 8-K filing is intended to
simultaneously  satisfy the filing obligation of the registrant under any of the
following provisions:

     [ ]  Written communications pursuant to Rule 425 under the Securities Act

     [ ]  Soliciting material pursuant to Rule 14a-12 under the Exchange Act

     [ ]  Pre-commencement  communications  pursuant to Rule 14d-2(b)  under the
          Exchange Act

     [ ]  Pre-commencement  communications  pursuant to Rule 13e-4(c)  under the
          Exchange Act



                      AMERICAN BANCORP OF NEW JERSEY, INC.

                      INFORMATION TO BE INCLUDED IN REPORT
                      ------------------------------------


Item 8.01     Other Events

On December 1, 2005, the  Registrant  issued a  press release to report that its
Board of Directors  has declared a $0.04 per share  quarterly  cash  dividend to
stockholders  of record as of December 12, 2005 payable on or about December 23,
2005.

A copy of the press  release is  furnished  with this Form 8-K as Exhibit 99 and
the information contained in the press release is incorporated herein.


Item 9.01     Financial Statements, Pro Forma Financial Information and Exhibits

Exhibit
Number                        Description
- --------------------------------------------------------------------------------
 99                Press Release dated December 1, 2005



                                   SIGNATURES


         Pursuant to the  requirements  of the Securities  Exchange Act of 1934,
the  Registrant  has duly  caused  this Report to be signed on its behalf by the
undersigned hereunto duly authorized.


                                            AMERICAN BANCORP OF NEW JERSEY, INC.


Date: December 1, 2005                     By: /s/Eric B. Heyer
                                                -------------------------------
                                                Eric B. Heyer
                                                Senior Vice President and Chief
                                                Financial Officer