CERTIFICATION PURSUANT TO
                               18 U.S.C. ss.1350,
                             AS ADOPTED PURSUANT TO
                  SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002


         In  connection  with the Annual  Report on Form 10-K for the year ended
December  31,  2005  (the  "Report")  of  Synergy  Financial  Group,  Inc.  (the
"Company")  as filed with the  Securities  and Exchange  Commission  on the date
hereof, we, John S. Fiore, President and Chief Executive Officer, and A. Richard
Abrahamian, Senior Vice President and Chief Financial Officer, certify, pursuant
to  18  U.S.C.  Section  1350,  as  adopted  pursuant  to  Section  906  of  the
Sarbanes-Oxley Act of 2002, that:

(1)  The Report fully  complies  with the  requirements  of Section 13(a) of the
     Securities Exchange Act of 1934; and

(2)  The information  contained in the Report fairly  presents,  in all material
     respects, the financial condition and results of operations of the Company.



/s/John S. Fiore                    /s/A. Richard Abrahamian
- ------------------------------      --------------------------------------------
John S. Fiore                       A. Richard Abrahamian
President and                       Senior Vice President and
Chief Executive Officer             Chief Financial Officer
(Principal Executive Officer)       (Principal Financial and Accounting Officer)


Date: February 22, 2006