Exhibit 32.0




                            CERTIFICATION PURSUANT TO
                             18 U.S.C. SECTION 1350,
                             AS ADOPTED PURSUANT TO
                  SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002



In  connection  with  the  Quarterly  Report  of  Kearny  Financial  Corp.  (the
"Company")  on Form 10-Q for the period  ended  March 31, 2006 as filed with the
Securities and Exchange Commission on the date hereof (the "Report"), I, John N.
Hopkins, President and Chief Executive Officer of the Company, certify, pursuant
to  18  U.S.C.  Section  1350,  as  adopted  pursuant  to  Section  906  of  the
Sarbanes-Oxley Act of 2002, that:

     (1)  The Report fully  complies with the  requirements  of Section 13(a) or
          15(d) of the Securities Exchange Act of 1934; and

     (2)  The  information  contained  in the  Report  fairly  presents,  in all
          material respects, the financial condition and result of operations of
          the Company.






Date: May 15, 2006                         /s/ John N. Hopkins
                                           -------------------------------------
                                           John N. Hopkins
                                           President and Chief Executive Officer



                                                                    Exhibit 32.0




                            CERTIFICATION PURSUANT TO
                             18 U.S.C. SECTION 1350,
                             AS ADOPTED PURSUANT TO
                  SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002



In  connection  with  the  Quarterly  Report  of  Kearny  Financial  Corp.  (the
"Company")  on Form 10-Q for the period  ended  March 31, 2006 as filed with the
Securities and Exchange Commission on the date hereof (the "Report"),  I, Albert
E. Gossweiler, Senior Vice President and Chief Financial Officer of the Company,
certify,  pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906
of the Sarbanes-Oxley Act of 2002, that:

     (1)  The Report fully  complies with the  requirements  of Section 13(a) or
          15(d) of the Securities Exchange Act of 1934; and

     (2)  The  information  contained  in the  Report  fairly  presents,  in all
          material respects, the financial condition and result of operations of
          the Company.






Date: May 15, 2006                               /s/ Albert E. Gossweiler
                                                 -------------------------------
                                                 Albert E. Gossweiler
                                                 Senior Vice President and Chief
                                                 Financial Officer