CERTIFICATION PURSUANT TO
                  SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002


         In connection with the Quarterly  Report on Form 10-QSB for the quarter
ended July 31, 2006 (the  "Report") of SE Financial  Corp.  (the  "Company")  as
filed with the Securities and Exchange Commission on the date hereof, we, Pamela
M. Cyr, President, Chief Executive Officer and Douglas R. Moore, Chief Financial
Officer,  hereby certify,  pursuant to 18 U.S.C. ss.1350, as adopted pursuant to
ss.906 of the Sarbanes-Oxley Act of 2002, that:

(1)  The Report fully  complies  with the  requirements  of Section 13(a) of the
     Securities Exchange Act of 1934; and

(2)  The information  contained in the Report fairly  presents,  in all material
     respects, the financial condition and results of operations of the Company.



Date: September 14, 2006                             /s/Pamela M. Cyr
                                                     ---------------------------
                                                     Pamela M. Cyr
                                                     President & CEO




Date: September 14, 2006                             /s/Douglas R. Moore
                                                     ---------------------------
                                                     Douglas R. Moore
                                                     Chief Financial Officer