UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) October 23, 2006 FMS FINANCIAL CORPORATION --------------------------- (Exact name of Registrant as specified in its Charter) New Jersey 0-17353 22-2916440 - --------------------------- ------------------------ -------------- State or other jurisdiction (Commission File Number) (IRS Employer of incorporation) Identification Number) 3 Sunset Road, Burlington, New Jersey 08016 - ---------------------------------------- ----------- (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (609)386-2400 ------------- Not Applicable - -------------------------------------------------------------------------------- (Former name or former address, if changed since last Report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: [ ] Written communications pursuant to Rule 425 under the Securities Act [X] Soliciting material pursuant to Rule 14a-12 under the Exchange Act [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act FMS FINANCIAL CORPORATION INFORMATION TO BE INCLUDED IN REPORT ITEM 2.02. RESULTS OF OPERATIONS AND FINANCIAL CONDITION - --------------------------------------------------------- On October 23, 2006, the Registrant issued an earnings press release. A copy of the press release is furnished with this Form 8-K as Exhibit 99.1 and incorporated herein by reference. ITEM 9.01. FINANCIAL STATEMENTS AND EXHIBITS - --------------------------------------------- (d) Exhibits: 99.1 Press Release dated October 23, 2006 -2- SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this Report to be signed on its behalf by the undersigned, hereunto duly authorized. FMS FINANCIAL CORPORATION Date: October 23, 2006 By: /s/ Channing L. Smith ------------------------------------------ Channing L. Smith Vice President and Chief Financial Officer -3-