Consent of Independent Registered Public Accounting Firm



Audit Committee, Board of Directors
  and Stockholders
Community First Bancorp, Inc.
Madisonville, Kentucky


We consent to the  inclusion in this  registration  statement on Form SB-2 (File
No.  333-136417)  of our report dated  February  25,  2005,  on our audit of the
consolidated  financial  statements  of  Community  First  Bancorp,  Inc.  as of
December  31,  2004,  and for the  year  then  ended.  We  also  consent  to the
references to our firm under the caption "Experts."



                                        /s/ BKD, LLP

Louisville, Kentucky
December 21, 2006