FELDMAN FINANCIAL ADVISORS, INC.
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                                                   1725 K STREET, NW o SUITE 205
                                                            WASHINGTON, DC 20006
                                                                    202-467-6862
                                                              (FAX) 202-467-6963



March 21, 2007



Board of Directors
Gateway Community Financial Corp.
381 Egg Harbor Road
Sewell, New Jersey 08080

Members of the Board:

We hereby  consent  to the use of our  firm's  name in the Form  MHC-2,  and any
amendments  thereto,  and in the  Registration  Statement  on Form S-1,  and any
amendments  thereto.  We also hereby consent to the inclusion of, summary of and
references to our Appraisal and our statement concerning  subscription rights in
such filings including the prospectus of Gateway Community Financial Corp.

Sincerely,


/s/Feldman Financial Advisors, Inc.

FELDMAN FINANCIAL ADVISORS, INC.