SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20552


                                    FORM 8-K

                                 CURRENT REPORT

                       Pursuant to Section 13 or 15(d) of
                       the Securities Exchange Act of 1934


                                 August 13, 2007
                                 ---------------
                                 Date of Report
                        (Date of earliest event reported)


                          Synergy Financial Group, Inc.
                          -----------------------------
             (Exact name of Registrant as specified in its Charter)


New Jersey                           0-50467                    52-2413926
- --------------------------------------------------------------------------------
(State or other jurisdiction        (File No.)                (IRS Employer
of incorporation)                                         Identification Number)


310 North Avenue East, Cranford, New Jersey                       07016
- --------------------------------------------------------------------------------
(Address of principal executive offices)                       (Zip Code)


       Registrant's telephone number, including area code: (800) 693-3838
                                                           --------------


                                 Not Applicable
                                 --------------
          (Former name or former address, if changed since last Report)


Check  the  appropriate  box  below  if the  Form  8-K  filing  is  intended  to
simultaneously  satisfy the filing obligation of the registrant under any of the
following provisions:

[ ]  Written communications pursuant to Rule 425 under the Securities Act

[ ]  Soliciting material pursuant to Rule 14a-12 under the Exchange Act

[ ]  Pre-commencement   communications  pursuant  to  Rule  14d-2(b)  under  the
     Exchange Act

[ ]  Pre-commencement   communications  pursuant  to  Rule  13e-4(c)  under  the
     Exchange Act




Item 8.01 Other Events

         On August 13, 2007, the  Registrant  issued a press release to announce
that the FDIC had approved the prospective  merger of the Company's  subsidiary,
Synergy Bank, with and into New York Community Bank, the savings bank subsidiary
of New York  Community  Bancorp,  Inc. The merger of the banks is expected to be
completed  immediately  following the proposed acquisition of the Company by New
York Community Bancorp, Inc. A copy of the press release announcing the approval
is attached hereto as Exhibit 99.

Item 9.01 Financial Statements and Exhibits

         (d) Exhibits:

                  Press Release dated August 13, 2007



                                   SIGNATURES


         Pursuant to the  requirements  of the Securities  Exchange Act of 1934,
the  Registrant  has duly  caused  this Report to be signed on its behalf by the
undersigned, thereunto duly authorized.

                                            SYNERGY FINANCIAL GROUP, INC.



Date: August 13, 2007                       By: /s/Kevin A. Wenthen
                                                --------------------------------
                                                Kevin A. Wenthen
                                                Senior Vice President
                                                and Chief Administrative Officer