CERTIFICATION PURSUANT TO
                             18 U.S.C. SECTION 1350,
                             AS ADOPTED PURSUANT TO
                  SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002



In  connection  with  the  Quarterly  Report  of  Kearny  Financial  Corp.  (the
"Company") on Form 10-Q for the period ended December 31, 2007 as filed with the
Securities and Exchange Commission on the date hereof (the "Report"), I, John N.
Hopkins, President and Chief Executive Officer of the Company, certify, pursuant
to  18  U.S.C.  Section  1350,  as  adopted  pursuant  to  Section  906  of  the
Sarbanes-Oxley Act of 2002, that:

(1)  The Report fully complies with the  requirements  of Section 13(a) or 15(d)
     of the Securities Exchange Act of 1934; and

(2)  The information  contained in the Report fairly  presents,  in all material
     respects, the financial condition and result of operations of the Company.






Date: February 7, 2008                     /s/ John N. Hopkins
                                           -------------------------------------
                                           John N. Hopkins
                                           President and Chief Executive Officer





                            CERTIFICATION PURSUANT TO
                             18 U.S.C. SECTION 1350,
                             AS ADOPTED PURSUANT TO
                  SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002



In  connection  with  the  Quarterly  Report  of  Kearny  Financial  Corp.  (the
"Company") on Form 10-Q for the period ended December 31, 2007 as filed with the
Securities and Exchange Commission on the date hereof (the "Report"), I, William
C. Ledgerwood, Senior Vice President and Chief Financial Officer of the Company,
certify,  pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906
of the Sarbanes-Oxley Act of 2002, that:

(1)  The Report fully complies with the  requirements  of Section 13(a) or 15(d)
     of the Securities Exchange Act of 1934; and

(2)  The information  contained in the Report fairly  presents,  in all material
     respects, the financial condition and result of operations of the Company.






Date: February 7, 2008                            /s/ William C. Ledgerwood
                                                  ------------------------------
                                                  William C. Ledgerwood
                                                  Senior Vice President and
                                                  Chief Financial Officer