EXHIBIT 23.3



FinPro                                           26 Church Street - P.O. Box 323
                                                       Liberty Corner, NJ  07938
                                           (908) 604-9336 - (908) 604-5951 (FAX)

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December 19, 1997



Board of Directors
Quitman Federal Savings Bank
100 West Screven Street
Quitman, Georgia  31643



Dear Board Members:

We hereby consent to the use of our firm's name, FinPro, Inc. ("FinPro") and the
reference to our firm as experts in the  Application  for Conversion to be filed
by Quitman Federal Savings Bank and any amendments thereto and references to our
opinion  regarding  subscription  rights filed as an exhibit to the applications
referred  to  hereafter.  We also  consent to the use of our firm's  name in the
Registration  Statement Form SB-2 to be filed by Quitman Bancorp,  Inc. with the
Securities  and  Exchange  Commission  and all  amendments  thereto,  and to the
statements  with respect to us and the  references  to our  Valuation  Appraisal
Report and in the said Application for Conversion and any amendments thereto and
in the Notice and  Application  for Conversion  filed by Quitman Federal Savings
Bank, Quitman, Georgia.

                                           Very Truly Yours,
                                           FinPro, Inc.


                                           /s/Donald J. Musso
                                           Donald J. Musso
                                           

Liberty Corner, New Jersey
December 19, 1997