EXHIBIT 99




                                   EXHIBIT 99




PRESS RELEASE                                                     March 10, 1998

Thomas J. Leiferman                   Contact: Thomas J. Leiferman
Little Falls, MN  56345                        President/Chief Executive Officer
                                               (320) 632-5461

                        Mississippi View Holding Company
           Announces Termination of Listing on Nasdaq SmallCap Market

         Little Falls,  Minnesota -- March 10, 1998 -- Mississippi  View Holding
Company  (Nasdaq:  "MIVI"),  the parent  holding  company of  Community  Federal
Savings and Loan Association of Little Falls (the "Association"), announced that
the Corporation has been notified by the Nasdaq Stock Market that, effective the
close of business on March 16,  1998,  its common stock will no longer be listed
on the Nasdaq SmallCap Market.

         Thomas J.  Leiferman,  President  of the  Corporation,  noted that "The
Board  consulted  with its advisors as to the pros and cons of  maintaining  its
Nasdaq listing,  including the potential  actions needed to maintain its listing
(such as a stock  split).  The Board  reviewed  options and factors  such as the
limited trading market for  Corporation's  stock (an average daily volume during
calendar  1997 of 1,109 shares per day with almost one half of such volume being
repurchases  by the  Corporation)  and the annual  cost to remain  listed on the
Nasdaq SmallCap Market (current annual fee of $4,000).  The Board concluded that
many community banking  institutions are listed on the OTC Bulletin Board due to
the limited  trading in their stock and that moving to the OTC Bulletin Board is
in the best  interests  of  stockholders.  The  Corporation  expects  brokers to
continue to make a market in the common stock on the OTC Bulletin Board."

         Mr. Leiferman further noted that the Corporation expects, to the extent
feasible  and  permissible  under law, to continue to be a purchaser  of its own
stock.

         The  Corporation  is a unitary  savings and loan holding  company.  The
principal  business of the  Association is attracting  deposits from the general
public and investing  such  deposits,  together with other sources of funds,  in
investment  securities and loans secured  primarily by  residential  real estate
located in Morrison County,  Minnesota. To a lesser extent, the Association also
makes consumer loans.

         The Corporation  and the Association  operate from an office located at
35 East Broadway, Little Falls, Minnesota. At December 31, 1997, the Corporation
had total consolidated  assets and stockholders'  equity of approximately  $68.6
million and $12.5 million, respectively.