<ARTICLE>                                            9
<LEGEND>
         THIS SCHEDULE CONTAINS SUMMARY FINANCIAL  INFORMATION  DERIVED FROM THE
QUARTERLY REPORT ON FORM 10-QSB AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO
SUCH FINANCIAL INFORMATION.
</LEGEND>
<MULTIPLIER>                                      1000
       
                                            
<PERIOD-TYPE>                                  9-MOS
<FISCAL-YEAR-END>                              JUN-30-1998
<PERIOD-END>                                   MAR-31-1998
<CASH>                                             327,618
<INT-BEARING-DEPOSITS>                           5,593,629
<FED-FUNDS-SOLD>                                         0
<TRADING-ASSETS>                                         0
<INVESTMENTS-HELD-FOR-SALE>                      3,417,717
<INVESTMENTS-CARRYING>                          10,062,175
<INVESTMENTS-MARKET>                            10,090,595
<LOANS>                                         16,266,515
<ALLOWANCE>                                        199,682
<TOTAL-ASSETS>                                  36,980,088
<DEPOSITS>                                      30,728,304
<SHORT-TERM>                                             0
<LIABILITIES-OTHER>                                482,652
<LONG-TERM>                                      1,000,000
<PREFERRED-MANDATORY>                                    0
<PREFERRED>                                              0
<COMMON>                                            33,060
<OTHER-SE>                                       2,530,427
<TOTAL-LIABILITIES-AND-EQUITY>                  36,980,088 
<INTEREST-LOAN>                                    964,643
<INTEREST-INVEST>                                  745,303
<INTEREST-OTHER>                                   212,240
<INTEREST-TOTAL>                                 1,922,186
<INTEREST-DEPOSIT>                               1,019,339
<INTEREST-EXPENSE>                               1,101,936
<INTEREST-INCOME-NET>                              820,250
<LOAN-LOSSES>                                       25,797
<SECURITIES-GAINS>                                  14,313
<EXPENSE-OTHER>                                    749,571
<INCOME-PRETAX>                                    122,991
<INCOME-PRE-EXTRAORDINARY>                         122,991
<EXTRAORDINARY>                                          0
<CHANGES>                                                0
<NET-INCOME>                                        88,835
<EPS-PRIMARY>                                          .23
<EPS-DILUTED>                                          .23
<YIELD-ACTUAL>                                        3.15
<LOANS-NON>                                        766,000
<LOANS-PAST>                                             0
<LOANS-TROUBLED>                                         0
<LOANS-PROBLEM>                                          0
<ALLOWANCE-OPEN>                                   208,791
<CHARGE-OFFS>                                       34,906
<RECOVERIES>                                             0
<ALLOWANCE-CLOSE>                                  199,682
<ALLOWANCE-DOMESTIC>                                     0
<ALLOWANCE-FOREIGN>                                      0
<ALLOWANCE-UNALLOCATED>                                  0