SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of
the Securities Exchange Act of 1934
Date of Report (Date of earliest event reported)
November 5, 1998
LITTLE FALLS BANCORP, INC.
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(Exact name of Registrant as specified in its Charter)
New Jersey 0-27010 22-3402073
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(State or other jurisdiction (SEC File No.) (IRS Employer
of incorporation) Identification
Number)
86 Main Street, Little Falls, New Jersey 07424
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(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code: (973) 256-6100
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Not Applicable
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(Former name or former address, if changed since last Report)
LITTLE FALLS BANCORP, INC.
Item 5. Other Events
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The registrant issued a press release on November 5, 1998, announcing that it
had signed a Termination Agreement with Little Falls Bank, Skylands Community
Bank and Acquisition Corp., dated November 5, 1998, for the termination of the
previously entered Agreement and Plan of Reorganization and Mergers, dated
August 12, 1998 (the "Plan"). Among other things, the Stock Option Agreements
(the "Agreements") were terminated without any further obligation required from
any parties to the Agreements.
Item 7. Financial Statements, Pro Forma Financial Information and Exhibits
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Exhibit 99.1 -- Press release concerning Termination Agreement dated November 5,
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Exhibit 99.2 -- Termination Agreement dated as of November 5, 1998.
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