SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549



                                    FORM 8-K

                                 CURRENT REPORT

                      Pursuant to Section 13 or 15 (d) of
                      the Securities Exchange Act of 1934


                Date of Report (Date of earliest event reported)
                                December 3, 1998


                           SISTERSVILLE BANCORP, INC.
             (Exact name of Registrant as specified in its Chapter)



          Delaware                      0-22535               31-1516424
          --------                      -------               ----------
(State or other jurisdiction        (SEC File No.)           (IRS Employer
     of incorporation)                                       Identification
                                                                 Number)


726 Wells Street, Sistersville, West Virginia                    26175
- ---------------------------------------------                    -----
(Address of principal executive offices)                       (Zip Code)


Registrant's telephone number, with area code: (304) 652-3671
                                               --------------


                                 Not Applicable
                                 --------------
         (Former name or former address, if changed since last report)





                           SISTERSVILLE BANCORP, INC.

                      INFORMATION TO BE INCLUDED IN REPORT
                      ------------------------------------



Item 5.  Other Events

     On December 3, 1998 the  Registrant  announced  that it had  completed  the
repurchase  of 31,417 shares or 5% of its  outstanding  common stock in the open
market  pursuant  to a stock  repurchase  program  originally  announced  by the
Registrant on October 15, 1998.  The  Registrant  currently  has 596,940  shares
outstanding.

     For further details,  reference is made to the Press Releases dated October
15, 1998 and December 3, 1998,  which are attached  hereto as Exhibits  99.1 and
99.2 and incorporated herein by this reference.


Item 7.  Financial Statements, Pro Forma Financial
         Information and Exhibits

Exhibit 99.1 -- Press Release dated October 15, 1998.
- ------------

Exhibit 99.2 -- Press Release dated December 3, 1998.
- ------------






                                   SIGNATURES

     Pursuant to the  requirements  of the Securities  Exchange Act of 1934, the
Registrant  has duly  caused  this  Report  to be  signed  on its  behalf by the
undersigned, thereunto duly authorized.


                                        SISTERSVILLE BANCORP, INC.



Date:     December 3, 1998              By:  /s/Stanley M. Kiser
          ----------------                   -----------------------------------
                                             Stanley M. Kiser
                                             President and Chief
                                             Executive Officer