EXHIBIT 99.2




                        [LOGO] Sistersville [Letterhead]
                        ================================
                                 Bancorp, Inc.

                         726 Wells Street, P.O. Box 187
                             Sistersville, WV 26175
                                  304-652-3671



FOR IMMEDIATE RELEASE                   FOR FURTHER INFORMATION CONTACT:
- ---------------------                   --------------------------------
December 3, 1998                        Stanley M. Kiser
                                        President & CEO
                                        (304) 652-3671



                      SISTERSVILLE BANCORP, INC. ANNOUNCES
                         COMPLETION OF STOCK REPURCHASE


     Sistersville,  West  Virginia  -  Sistersville  Bancorp,  Inc.,  the parent
holding company of First Federal Savings Bank,  today announced it has completed
the  repurchase  of 31,417  shares,  or 5% of the Company's  outstanding  common
stock, through open market purchases.

     First  Federal  Savings  Bank is a  federally-chartered  savings bank which
conducts  business in  Sistersville,  West  Virginia.  The Bank's  deposits  are
insured to the maximum legal amount by the Federal Deposit Insurance Corporation
(FDIC). The Company's common stock is traded in the over-the-counter market with
quotations  available  through the OTC  "Electronic  Bulletin  Board"  under the
symbol "SVBC".