EXHIBIT 99.2






                     [SISTERSVILLE BANCORP, INC. LETTERHEAD]

FOR IMMEDIATE RELEASE                      FOR FURTHER INFORMATION CONTACT:
- ---------------------                      --------------------------------
March 1, 1999                              Stanley M. Kiser
                                           President and Chief Executive Officer
                                           (304) 652-3671

                 SISTERSVILLE BANCORP, INC. ANNOUNCES COMPLETION
                               OF STOCK REPURCHASE

         Sistersville,   West  Virginia  --  Sistersville   Bancorp,  Inc.  (the
"Company"),  the parent  holding  company of First Federal  Savings Bank,  today
announced  that it  completed  the  repurchase  of 29,847  shares,  or 5% of the
Company's  outstanding common stock, through open market purchases.  This is the
fourth repurchase completed by the Company since going public on June 25, 1997.

         First Federal Savings Bank is a federally-chartered  savings bank which
conducts its business in  Sistersville,  West Virginia.  The Bank's deposits are
insured  up to the  maximum  legal  amount  by  the  Federal  Deposit  Insurance
Corporation (FDIC). The Company's common stock is traded in the over-the-counter
market with quotations  available  through the OTC  "Electronic  Bulletin Board"
under the symbol "SVBC."