SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 10-Q
(Mark One)
|X| QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE
ACT OF 1934 FOR THE QUARTERLY PERIOD ENDED DECEMBER 31, 1998
OR
|_| TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES
EXCHANGE ACT OF 1934 FOR THE TRANSITION PERIOD FROM ______ TO ________.
COMMISSION FILE NO. 333-69239
FloridaFirst Bancorp
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(Exact name of registrant as specified in its charter)
United States 59-3545582
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(State of incorporation (I.R.S. Employer
or organization) Identification No.)
205 East Orange Street, Lakeland, Florida 33801-4611
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(Address of Principal executive offices) (zip code)
(941) 688-6811
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Registrant's telephone number, including area code
Indicate by check mark whether Registrant (a) has filed all reports required to
be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during
the preceding 12 months (or for such shorter period that the registrant was
required to file such report(s)) and (b) has been subject to such filing
requirements for at least 90 days.
YES X NO
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Number of shares of Common Stock outstanding as of December 31, 1998: 0
As of December 31, 1998, the Registrant had not yet been capitalized. The
Registrant therefore is filing this Form 10-Q with the reduced disclosure
format.
PART I. FINANCIAL INFORMATION
Item 1. Financial Statements
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See Exhibit 99 attached hereto.
Item 2. Management's Discussion and Analysis
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As of December 31, 1998, the Registrant had not yet begun operations or
had no assets or liabilities.
PART II. OTHER INFORMATION
Item 1. Legal Proceedings
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Not applicable.
Items 2-5.
Not applicable.
Item 6. Exhibits and Reports on Form 8-K
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(a) Exhibits
No. Exhibit
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2 Plan of Mutual Holding Company Reorganization and Stock Issuance*
3(i) Charter of FloridaFirst Bancorp*
3(ii) Bylaws of FloridaFirst Bancorp*
4 Specimen Stock Certificate of FloridaFirst Bancorp*
10.1 Employment Agreement with Gregory C. Wilkes*
10.2 Form of Employment Agreement*
27 Financial Data Schedule (Not applicable - Registrant has conducted no
activities)
99 Financial Statements
(b) Reports on Form 8-K
None
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* Such exhibits were previously filed with the Commission as exhibits to the
Registrant's Registration Statement on Form S-1, File No. 333-69239, and
are hereby incorporated by reference pursuant to Rule 12b-32 promulgated
under the Securities Exchange Act of 1934, as amended, and Rule 24 of the
Commission's Rules of Practice.
Pursuant to the Requirements of the Securities Exchange Act of 1934,
the Registrant has duly caused this report to be signed on its behalf by the
undersigned, thereunto duly authorized.
FloridaFirst Bancorp
Date: March 24, 1999 By: /s/ Gregory C. Wilkes
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Gregory C. Wilkes
President and Chief Executive Officer
Date: March 24, 1999 By: /s/ Kerry P. Charlet
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Kerry Charlet
Chief Financial Officer
Pursuant to the Requirements of the Securities Exchange Act of 1934,
the Registrant has duly caused this report to be signed on its behalf by the
undersigned, thereunto duly authorized.
FloridaFirst Bancorp
Date: March 24, 1999 By: /s/ Gregory C. Wilkes
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Gregory C. Wilkes
President and Chief Executive Officer
Date: March 24, 1999 By: /s/ Kerry P. Charlet
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Kerry Charlet
Chief Financial Officer