EXHIBIT 99





Little Falls Bancorp, Inc.                 Contact:         Leonard G. Romaine
Little Falls, New Jersey                                    President
                                                            (973) 256-6100


                              For Immediate Release



           LITTLE FALLS BANCORP SHAREHOLDERS APPROVE MERGER AGREEMENT
           LITTLE FALLS BANCORP AND HUDSON UNITED BANCORP FIX EXCHANGE
                                      RATIO


         LITTLE FALLS, New Jersey, April 30, 1999 -- Little Falls Bancorp,  Inc.
(Nasdaq: LFBI) announced today that on April 27, 1999, its shareholders approved
the proposed  merger  agreement  between  Little Falls and Hudson United Bancorp
(which recently changed its name from HUBCO,  Inc. and referred to in this press
release  by  its  Nasdaq  trading  symbol:  "HUBC").  Approximately  68%  of the
outstanding shares approved the agreement.

         Furthermore,  the exchange ratio to be used in the merger with HUBC has
been set.  Shareholders may elect to receive either cash or stock in the merger.
If electing stock, each share of Little Falls common stock will be exchanged for
0.6408 shares of HUBC common  stock.  Alternatively,  shareholders  may elect to
receive  $20.64  cash for each share of Little  Falls  common  stock.  The final
merger  consideration  received by each  shareholder is subject to adjustment to
ensure  that the final  consideration  is 51%  stock and 49% cash.  Accordingly,
shareholders  may be denied  their  preference.  The  deadline  for Little Falls
shareholders to make an election regarding the consideration is 5:00 p.m. on May
17, 1999.

         It is  anticipated  that the  merger  will be  effective  at 4:00  p.m.
(Eastern  Standard  Time) on  Thursday,  May 20,  1999.  Listing of Little Falls
common  stock on Nasdaq will cease prior to the opening of the market on Friday,
May 21, 1999.

         Little Falls Bancorp, Inc.,  headquartered in Little Falls, New Jersey,
with its principal  executive  offices located in Little Falls, New Jersey, is a
savings and loan  holding  company and the parent of Little  Falls Bank.  Little
Falls Bank is a federally-chartered  savings bank, having its principal place of
business in Little Falls, New Jersey. Little Falls operates six banking offices,
located in Little  Falls,  West  Paterson,  Glen  Gardner,  Milford,  Alexandria
Township and Baptistown, New Jersey.