EXHIBIT 99.2










                     [SISTERSVILLE BANCORP, INC. LETTERHEAD]

FOR IMMEDIATE RELEASE               FOR FURTHER INFORMATION CONTACT:
August 3, 1999                      Stanley M. Kiser
                                    President and CEO
                                    (304) 652-3671

                 SISTERSVILLE BANCORP, INC. ANNOUNCES COMPLETION
                               OF STOCK REPURCHASE

         Sistersville,   West  Virginia  -  Sistersville   Bancorp,   Inc.  (the
"Company"),  the parent  holding  company of First Federal  Savings Bank,  today
announced  it has  completed  the  repurchase  of  28,354  shares,  or 5% of the
Company's outstanding common stock, through open market purchases.

         First Federal Savings Bank is a federally-chartered  savings bank which
conducts  business in  Sistersville,  West  Virginia.  The Bank's  deposits  are
insured  up to the  maximum  legal  amount  by  the  Federal  Deposit  Insurance
Corporation (FDIC). The Company's common stock is traded in the over-the-counter
market with quotations  available  through the OTC  "Electronic  Bulletin Board"
under the symbol "SVBC."