Exhibit 32

                  Certifications Pursuant to Section 906 of the
                               Sarbanes-Oxley Act









                                   Exhibit 32
      CERTIFICATION OF CHIEF EXECUTIVE OFFICER AND CHIEF FINANCIAL OFFICER
                         OF KLAMATH FIRST BANCORP, INC.
            PURSUANT TO SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002


In  connection  with the  Annual  Report of Klamath  First  Bancorp,  Inc.  (the
"Company")  on Form 10-K for the period ended  September  30, 2003 as filed with
the Securities and Exchange  Commission on the date hereof (the  "Report"),  the
undersigned hereby certify, pursuant to Section 906 of the Sarbanes-Oxley Act of
2002, that:

     1.   the Report fully complies with the  requirements of Sections 13(a) and
          15(d) of the Securities Exchange Act of 1934, as amended, and

     2.   the  information  contained  in the  report  fairly  presents,  in all
          material respects,  the Company's  financial  condition and results of
          operations.



_/s/ Kermit K. Houser_________________        _/s/ Marshall J. Alexander_______
Kermit K. Houser                              Marshall J. Alexander
Chief Executive Officer                       Chief Financial Officer

Dated: December 29, 2003

A signed  original of this  written  statement  required by Section 906 has been
provided to Klamath  First  Bancorp,  Inc. and will be retained by Klamath First
Bancorp,  Inc. and furnished to the  Securities  and Exchange  Commission or its
staff upon request.