(letterhead)
Theresa M. Brunsman The Union Central
Assistant Counsel Life Insurance Company
(513) 674-5259 1876 Waycross Road
(513) 595-5418 Fax PO Box 40888
tbrunsman@unioncentral.com Cincinnati, Ohio 45240
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UNION CENTRAL
Law and Corporate Relations
July 24, 2000
The Union Central Life Insurance Company
1876 Waycross Road
P.O. Box 40888
Cincinnati, Ohio 45240
Ladies and Gentlemen:
With reference to the Registration Statement on Form S-6 (File No. 333-
36220) filed by The Union Central Life Insurance Company and Carillon Life
Account with the Securities and Exchange Commission covering individual
flexible premium variable universal life insurance policies, I have examined
such documents and such law as I considered necessary and appropriate, and on
the basis of such examination, it is my opinion that:
1. The Union Central Life Insurance Company is duly organized and validly
existing under the laws of the State of Ohio and has been duly authorized to
issue individual flexible premium variable universal life insurance policies
by the Department of Insurance of the State of Ohio.
2. Carillon Life Account is a duly authorized and existing separate account
established pursuant to the provisions of Section 3907.15 of the Ohio Revised
Code.
3. The individual flexible premium variable universal life insurance
policies, when issued as contemplated by said Form S-6 Registration Statement,
will constitute legal, validly issued and binding obligations of The Union
Central Life Insurance Company.
I hereby consent to the inclusion of this opinion as an exhibit to the
Registration Statement.
Sincerely yours,
/s/ Theresa M. Brunsman
Theresa M. Brunsman
Assistant Counsel