CAROLINA NATIONAL CORPORATION


                Certifications Pursuant to 18 U.S.C. Section 1350
                                                                      Exhibit 32


         The  undersigned,  who are the chief  executive  officer  and the chief
financial officer of Carolina National Corporation,  each hereby certifies that,
to the best of his knowledge,  the accompanying  Form 10-QSB of the issuer fully
complies  with the  requirements  of  Section  13(a)or  15(d) of the  Securities
Exchange  Act of 1934,  and that  information  contained  in the  report  fairly
presents,  in all material  respects,  the  financial  condition  and results of
operations of the issuer.




Date: November 12, 2003                              /s/Roger B. Whaley
      --------------------                           ---------------------------
                                                     Roger B. Whaley
                                                     Chief Executive Officer



                                                     /s/John W. Hobbs
                                                     ---------------------------
                                                     John W. Hobbs
                                                     Chief Financial Officer