SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 ---------- FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 ---------- Date of Report (Date of earliest event reported): January 29, 2004 COMMUNITY FIRST BANCORPORATION Incorporated under the Commission File No. 000-29640 I.R.S. Employer laws of South Carolina Identification No. 58-2322486 3685 Blue Ridge Boulevard Walhalla, South Carolina 29691 Telephone: (864) 638-2105 Item 7. Financial Statements and Exhibits (c) Exhibit 99 Registrant's 2004 Fourth Quarter Earnings Release Item 12. Results of Operations and Financial Condition. Fourth Quarter Earnings Please see Exhibit 99 for the Registrant's 2004 fourth quarter earnings release. SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, hereunto duly authorized. COMMUNITY FIRST BANCORPORATION (Registrant) Date: January 29, 2004 By: /s/ Frederick D. Shepherd, Jr. --------------------------------------- Frederick D. Shepherd, Jr., President and Chief Executive Officer (also principal accounting officer) EXHIBIT INDEX Exhibit 99 Registrant's 2004 Fourth Quarter Earnings Release