CAROLINA NATIONAL CORPORATION

                                  EXHIBIT 32.1

           CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350 AS ADOPTED
            PURSUANT TO SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002


In connection with the quarterly report of Carolina National Corporation on Form
10-QSB for the  period  ended June 30,  2004 as filed  with the  Securities  and
Exchange Commission on the date hereof, I, Roger B. Whaley,  President and Chief
Executive Officer of the Carolina National  Corporation,  certify to the best of
my knowledge, pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section
906 of the Sarbanes-Oxley Act of 2002 that:


1.   The  above-listed  Form 10-QSB  fully  complies  with the  requirements  of
     Section 13(a) or 15(d) of the Securities Exchange Act of 1934; and

2.   The information  contained in the above-listed Form 10-QSB fairly presents,
     in all material respects,  the financial condition and result of operations
     of the Company.



Date:   August 13, 2004                /s/Roger B. Whaley
                                          --------------------------------------
                                          Roger B. Whaley
                                          President and Chief Executive Officer