DEKALB BANKSHARES, INC. Exhibit 32 Certifications Pursuant to 18 U.S.C. Section 1350 The undersigned, who is the chief executive officer and the chief financial officer of DeKalb Bankshares, Inc., hereby certifies that, to the best of his knowledge, the accompanying Form 10-QSB of the issuer fully complies with the requirements of Section 13(a) or 15(d) of the Securities Exchange Act of 1934, and that information contained in the report fairly presents, in all material respects, the financial condition and results of operations of the issuer. Date: November 11, 2004 /s/ William C. Bochette, III - ------------------------ ----------------------------------- William C. Bochette, III Chief Executive Officer and Chief Financial Officer