SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 ---------- FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 ---------- Date of Report (Date of earliest event reported): January 20, 2006 DEKALB BANKSHARES, INC. (Exact name of registrant as specified in its charter) Incorporated under the Commission File No. 000-50466 I.R.S. Employer laws of South Carolina Identification No. 61-1444253 631 West DeKalb Street Camden, South Carolina 29020 (Address of principal executive offices) Telephone: 803-432-7575 Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: [ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [X] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Section 8 - Other Events Item 8.01 Other Events Please refer to the joint press release dated January 20, 2006 which is is Exhibit 99 to this Form 8-K. Section 9 - Financial Statements and Exhibits Item 9.01 Financial Statements and Exhibits (b) Exhibit 99 - Joint Press Release dated January 20, 2006 SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, hereunto duly authorized. DEKALB BANKSHARES, INC. (Registrant) Date: January 20, 2006 By: s/William C. Bochette, III ----------------------------------- William C. Bochette, III Chief Executive Officer, President, and Chief Financial Officer EXHIBIT INDEX Number Description ------ ----------- 99 Joint Press Release dated January 20, 2006