<ARTICLE>                                                             7
<LEGEND>                                                               
     This schedule contains summary financial information extracted from
     Condensed Consolidated Statements of Financial Position and Condensed
     Consolidated Statements of Income and is qualified in its entirety by
     reference to such financial statements.
</LEGEND>                                                             
<MULTIPLIER>                                                          1,000,000
                                                                       
                                                                  
<PERIOD-TYPE>                                                        9-MOS
<FISCAL-YEAR-END>                                                    DEC-31-1996
<PERIOD-START>                                                       JAN-01-1996
<PERIOD-END>                                                         SEP-30-1996
<DEBT-HELD-FOR-SALE>                                                       2,707
<DEBT-CARRYING-VALUE>                                                          0
<DEBT-MARKET-VALUE>                                                            0
<EQUITIES>                                                                   821
<MORTGAGE>                                                                    34
<REAL-ESTATE>                                                                 19
<TOTAL-INVEST>                                                             4,923
<CASH>                                                                       226
<RECOVER-REINSURE>                                                             0 <F1>
<DEFERRED-ACQUISITION>                                                       622
<TOTAL-ASSETS>                                                            12,227
<POLICY-LOSSES>                                                              886
<UNEARNED-PREMIUMS>                                                        1,675
<POLICY-OTHER>                                                               867
<POLICY-HOLDER-FUNDS>                                                        367
<NOTES-PAYABLE>                                                              583 <F2>
<PREFERRED-MANDATORY>                                                         50  
<PREFERRED>                                                                    8 <F3>       
<COMMON>                                                                     112 <F4> 
<OTHER-SE>                                                                 2,598
<TOTAL-LIABILITY-AND-EQUITY>                                              12,227
<PREMIUMS>                                                                 1,141
<INVESTMENT-INCOME>                                                          270
<INVESTMENT-GAINS>                                                             3
<OTHER-INCOME>                                                             1,405 <F5>
<BENEFITS>                                                                   582
<UNDERWRITING-AMORTIZATION>                                                  156
<UNDERWRITING-OTHER>                                                       1,706
<INCOME-PRETAX>                                                              375
<INCOME-TAX>                                                                 129
<INCOME-CONTINUING>                                                          246
<DISCONTINUED>                                                                43
<EXTRAORDINARY>                                                                0
<CHANGES>                                                                      0
<NET-INCOME>                                                                 289
<EPS-PRIMARY>                                                               2.50
<EPS-DILUTED>                                                                  0
<RESERVE-OPEN>                                                               715
<PROVISION-CURRENT>                                                            0 <F1>
<PROVISION-PRIOR>                                                              0 <F1>
<PAYMENTS-CURRENT>                                                             0 <F1>
<PAYMENTS-PRIOR>                                                               0 <F1>
<RESERVE-CLOSE>                                                                0 <F1>
<CUMULATIVE-DEFICIENCY>                                                        0 <F1>
<FN>
<F1> Available on an annual basis only.
<F2> Includes short-term borrowings and debt guarantee of ESOP.
<F3> Preferred stock at par value.
<F4> Common stock at par value.
<F5> Includes brokerage commissions and fees and other income.
</FN>