SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K/A ------------------------- CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities and Exchange act of 1934 Date of Report: June 27, 1997 (Date of earliest event reported) ----------------------------------------------- SMART CHOICE AUTOMOTIVE GROUP, INC. (Exact name of registrant as specified in its charter) ------------------------------------------------ Florida 1-14082 1-14082 59-1469577 (State or other (Commission File Number) (IRS Employer jurisdiction of Identification No.) incorporation or organization) 5200 South Washington Avenue, Titusville, Florida 32780 (Address of principal executive offices) (Zip Code) (407) 269-9680 Registrant's telephone number, including area code: ----------------------- This Amendment No. 1 supplements the Report on Form 8-K Filed with the Securities and Exchange Commission on June 27, 1997 by Smart Choice Automotive Group, Inc., formerly known as Eckler Industries, Inc. (the "Registrant") to file (a) the financial statements of the acquired companies and (b) the pro forma financial information relating to the business combination of the Registrant and the acquired companies. Item 7. FINANCIAL STATEMENTS AND EXHIBITS. (a) Financial Statements of Businesses Acquired. The following financial statements of businesses acquired are included herein pursuant to Item 7(a): STRATA HOLDING, INC. and READY FINANCE, INC. Independent Auditors Report Combined Balance Sheet as of December 31, 1996 Combined Statement of Operations for the Year Ended December 31, 1996 Combined Statement of Stockholders' Equity for the Year Ended December 31, 1996 Combined Statement of Cash Flows for the Year Ended December 31, 1996 Notes to Combined Financial Statements Independent Auditor's Report on Supplemental Material Supplemental Combining Balance Sheet as of December 31, 1996 Supplemental Combining Statement of Operations for the Year Ended December 31, 1996 (b) Pro Forma Financial Information The following pro forma financial information is included herein pursuant to Item 7(b): SMART CHOICE AUTOMOTIVE GROUP, INC. Pro Forma Consolidated Financial Information - Explanatory Headnote (unaudited) Pro Forma Consolidated Balance Sheets as of December 31, 1996 (unaudited) Pro Forma Consolidated Statement of Operations for the Year Ended December 31, 1996 (unaudited) Pro Forma Consolidated Statement of Operations for the Six Months Ended June 30, 1997 (unaudited) Notes to Pro Forma Consolidated Financial Information (unaudited) (c ) Exhibits The Exhibits to this report are set forth in the Exhibit Index set forth herein. SIGNATURES Pursuant to the requirements of the Securities and Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. Dated: September 10, 1997 SMART CHOICE AUTMOTIVE GROUP, INC. By: /s/ Gary R. Smith Gary R. Smith, President Exhibit Index 99.1 Combined Financial Statements of Strata Holding, Inc. and Ready Finance, Inc. as of December 31, 1996, and the related combined statement of operations, stockholder's equity and cash flows for the year then ended, together with the report of BDO Seidman, L.L.P. 99.2 Pro Forma Financial Statements.