EXHIBIT 23.2

                             CONSENT OF INDEPENDENT
                          CERTIFIED PUBLIC ACCOUNTANTS


Smart Choice Holdings, Inc.
Titusville, Florida

        We hereby  consent to the  incorporation  by reference in the Prospectus
constituting a part of this Registration  Statement of our report dated April 3,
1997 relating to the financial statements of Smart Choice Holdings, Inc. for the
period ended  December 31, 1996  appearing in Form 8-K/A dated February 12, 1997
filed by Smart Choice Automotive Group, Inc. (formerly Eckler Industries, Inc.).

        We also consent to the  reference  to us under the caption  "Experts" in
the Prospectus.


                                  /s/ BDO Seidman, LLP
                                   -------------------
                                   BDO Seidman, LLP


Orlando, Florida
November 5, 1997