U.S. SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 12b-25 NOTIFICATION OF LATE FILING SEC FILE NUMBER: 1-14082 (Check One) [] Form 10-K and Form 10-KSB [ ]Form 20-F [] Form 11-K [X]Form 10-Q and Form 10-QSB [ ]Form N-SAR For Period Ended: Quarterly Period Ended September 30, 1997 []Transition Report on Form 10-K []Transition Report on Form 20-F []Transition Report on Form 11-K []Transition Report on Form 10-Q []Transition Report on Form N-SAR For the Transition Period Ended:________________________________________ Nothing in this form shall be construed to imply that the Commission has verified any information contained herein. If the notification relates to a portion of the filing checked above, identify the Item(s) to which the notification relates: - ---------------------------------------------------------------------------- - ----------------------------------------------------------------------------- - ----------------------------------------------------------------------------- Part I-Registrant Information - ----------------------------------------------------------------------------- Full Name of Registrant: Smart Choice Automotive Group, Inc. Former Name if Applicable: Eckler Industries, Inc. 5200 South Washington Avenue (Address of Principal Executive Office) (Street and Number) Titusville, Florida 32780 (City, State, Zip Code) - -------------------------------------------------------------------------------- Part II-Rules 12b-25(b) and (c) _______________________________________________ If the subject report could not be filed without unreasonable effort or expense and the registrant seeks relief pursuant to rule 12b-25(b), the following should be completed. (Check Box if appropriate) [X](a)The reasons described in reasonable detail in Part III of this form could not be eliminated without unreasonable effort or expense; [ X ](b)The subject annual reports, semi-annual report, transition report on Form 10-K or Form 10-KSB, Form 20-F, Form 11-K or Form N-SAR, or portion thereof will be filed on or before the fifteenth calendar day following the prescribed due date; or the subject quarterly report or transition report on Form 10-Q or Form 10-QSB, or portion thereof will be filed on or before the fifth calendar day following the prescribed due date; and [ ](c)The accountant's statement or other exhibit required by Rule 12b-25(c) has been attached, if applicable. - ------------------------------------------------------------------------------- Part III-Narrative ____________________________________________________________ State below in reasonable detail the reasons why Form 10-K and Form 10-KSB, 20-K, 11-K and Form 10-Q and Form 10-QSB, N-SAR, or the transition report or portion thereof could not be filed within the prescribed period. The Company's Quarterly Report on Form 10-Q for the quarterly period ended September 30, 1997 cannot be filed within the prescribed time period because the Company completed two acquisitions in the quarter ended September 30, 1997 and the Company is experiencing delays in the collection and compilation of certain financial and other information required to be included in the Form 10-Q, which cannot be eliminated by the Company without unreasonable effort or expense. The Form 10-Q will be filed as soon as reasonably practicable and in no event later than the fifth calendar day following the prescribed due date. - -------------------------------------------------------------------------------- Part IV-Other Information - -------------------------------------------------------------------------------- (1)Name and telephone number of person to contact in regard to this notification: Joseph E. Mohr (407)269-9680 (Name) (Area Code) (Telephone Number) (2) Have all other periodic reports required under Section 13 and 15(d) of the Securities Exchange Act of 1934 or Section 30 of the Investment Company Act of 1940 during the preceding 12 months or for such shorter period that the registrant was required to file such report(s) been filed? If the answer is no, identify report(s). [ X ] Yes [ ] No (3) Is it anticipated that any significant change in results of operations from the corresponding period for the last fiscal year will be reflected by the earnings statements to be included in the subject report or portion thereof? [ ] Yes [ ] No If so: attach an explanation of the anticipated change, both narratively and quantitatively, and, if appropriate, state the reasons why a reasonable estimate of the results cannot be made. Smart Choice Automotive Group, Inc. (Name of Registrant as specified in charter) has caused this notification to be signed on its behalf by the undersigned thereunto duly authorized. DATE: November 14, 1997 By:/s/ Joseph E. Mohr --------------------------------------- Joseph E. Mohr, Chief Fiancial Officer 2